Personal Finance – Simonet Financial Group, LLC

June 8, 2022

Recession Risks are Overblown.
Stick with Short-Duration and
Inflation Assets

May’s Rebound Despite negative returns in April and market turbulence throughout May, equities finishedmarginally higher for the month. US small-caps were amongst the best performers (+1.9%),followed by international developed equities…

April 21, 2022

COVID, climate change, Ukraine: three ways businesses can adapt their models to working in an age of crises

It’s been a tough few years for people who own or manage a business. Lockdowns shut down whole industrial sectors worldwide, turning profitable businesses into loss-making ones, while a lot…

April 4, 2022

What Happened in Q1 2022?

The S&P 500 Index returned -4.6% during Q1 2022, and the MSCI All Country World Index fell -5.3%. Q1 saw a notable rotation into inflation sensitive assets. The Bloomberg Commodity…

March 21, 2022

Positioning a Portfolio for Additional Rate Hikes

What counts is how your money is invested now in anticipation of rate hikes At their recent March meeting, the Federal Reserve moved its fed funds target rate from near…

March 17, 2022

The Surge in Commodities in 2021 and 2022

Markets will find a way to cure this overindulgence – but it might take awhile Commodities tend to run in long cycles. There was a huge run-up in their prices…

March 3, 2022

Our Perspective on Russia & Ukraine

With the current volatility of the geo-political environment, I wanted to take a moment or two to provide some perspective on the scary situation in Ukraine and what could happen…

October 6, 2016

Tax Planning for the Self Employed

Understand Self-Employment Tax and How It’s Calculated As a starting point, make sure that you understand (and comply with) your federal tax responsibilities. The federal government uses self-employment tax to…

June 1, 2016

Our Biggest Financial Challenges Are Often Self-Inflicted

In many respects, people can be their own worst enemies in their quest for financial security. When you consider that our lives are nothing more than a culmination of the…

March 10, 2016

Five Things You Should Expect from Your Financial Advisor

In the realm of investment advice, value is defined by what you receive from your advisory relationship that meets or exceeds your expectations. For most clients, it has much less…

December 1, 2015

The 4 Essential Elements of a Retirement Plan

Until recently, many retirees have been able to rely upon the three-legged stool of retirement income sources: A defined benefit pension plan that guarantees a lifetime income, their own savings,…

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