With 2020 being a tumultuous year, the start of 2021 may be an ideal opportunity for you to finally launch that startup or side-business that you’ve so often had on…

Once again, the holiday season is upon us. For many families, however, the events of the past year have resulted in a shift in values and priorities. As we’re contemplating…

Tax law places limits on the dollar amount of contributions that you can make to Individual Retirement Accounts and by law, the IRS is required to adjust these limits annually…

On this Veterans Day, we want to take an opportunity to thank the many Veterans that make up our community and allow us to continuously stay safe. Bill Simonet was…

Does the party occupying the White House affect the U.S. stock markets and other economic measurements? How does the party controlling Congress affect markets? While it’s interesting to review history…

Hi everyone, We wanted to send a reminder about potential concerns regarding the upcoming presidential election and its impact on market and investment performance. Please take a moment to read…

Open enrollment for employee benefits season is coming up, and you should certainly take the time to review your benefit choices. Employee benefit experts expect benefits to change next year,…

How much should I invest, and in what areas, to reach my long-term financial goals? Even though you may believe your dollars are not stretching far enough to cover current…

Are you concerned about the impact that the upcoming presidential election will have on financial markets and investment performance? Perhaps you shouldn’t be as worried as most investors are. While…

An attractive benefit plan can play a fundamental role in recruiting and retaining qualified staff. And, when trying to save for the future, a 401(k) retirement savings plan can help…

When we talk about increasing cash on hand, we can take action by doing one of two things: reduce spending or increase income. A very common trait we continue to…

In difficult economic times, many young couples and families may find themselves wondering where their money goes. Faced with income constraints and competing demands for their money, many people simply…

While there are many facets to financial planning, each is equally important to the overall success of your strategy. Depending on your age, goals, and financial resources, your approach will…

Today, many people are concerned about saving for retirement or paying for a large ticket item, such as a child’s college education. If you belong to this group, now is…

There have been some distinct changes in the American cultural and sociological landscape in recent decades. Among them is the increasing number of unmarried couples living together as lifetime partners.…

While the current administration is working to make changes to payroll taxes, it is important to note that our firm specifically does not recommend that businesses pause their Social Security…

While Federal student loan payments are currently paused and temporarily set at 0% interest until the end of 2020, now is a great time to review repayment options and be…

With tuition payments coming due for this upcoming academic year, it is important to be reminded of the fundamental methods necessary to consider when thinking about funding sources for your…

Young adults in their twenties and early thirties face a variety of challenges in their quest for long-term financial security. Some of these challenges are similar to those faced by…

As we sit just over the mid-point on the year, it is important to review and re-adjust your current plan to finish out the rest of the year as strong…

As we move forward with the final half of this year, we want to touch on some key budgeting strategies to check-up on active plans and reorganize these areas if…

Our office will be closed beginning this Friday, July 3rd through next Friday, July 10th.  If you require any investment account needs, changes, or trades- please contact us via email…

As we are now approaching the official tax return deadline within the next two weeks, we wanted to share some pertinent information regarding income tax planning.  You don’t want to pay…

Have you ever thought that you’re paying too much income tax? You may be, if you’re not claiming all of the tax credits for which you are eligible when you…

What are budget goals?Think of your budget goals as your financial wish list and your spending plan as a way to make those wishes a reality. Without clear budget goals,…

Expectation vs Experience- My reflection on recent Events To say the events of the last few months have been challenging would be an understatement. The lives of so many Americans…

You may have lost your job already, or it’s something you’re concerned about. Either way, the keys to surviving a job loss financially are to plan ahead, take stock of…

There are five estate planning documents you may need, regardless of your age, health, or wealth: 1. Durable power of attorney2. Advance medical directives3. Will4. Letter of instruction5. Living trustThe…

Your need for life insurance changes as your life changes. When you’re young, you typically have less need for life insurance, but that changes as you take on more responsibility…

On March 25, 2020, Congress passed the $2 trillion bill named the Coronavirus Aid, Relief, and Economic Security Act. It was signed into law 2 days later. The CARES act…

In response to the recent downturn in small business operations, the U.S. Small Business Administration is offering program benefits to qualified employers. On Tuesday, March 31 3-4PM CST, Bill Simonet will be…

Effective tomorrow, Thursday March 25th, our office will move to working remotely for the next two weeks or until further notice, in order to be compliant with our community’s social distancing policies. While…

In volatile and stressful times like these, it’s always important to have perspective. Since the turn of the millennium, the market’s negative response to health crises has been relatively short-lived.…

Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when your money…

What are filing status considerations?If you’re separated, considering a divorce, or are already divorced, you should be aware of the income tax ramifications of your divorce-related financial decisions. An important…

If you fail to estimate your federal income tax withholding properly, it may cost you in a variety of ways. If you receive an income tax refund, it essentially means…

If you or your spouse currently have multiple Individual Retirement Accounts open, please contact us to consider consolidating those accounts. Having multiple IRAs open can result in excessive management costs…

The $1.4 trillion spending package enacted on December 20, 2019, included the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which had overwhelmingly passed the House of Representatives in…

Hey Clients!Today we wanted to share something with you that can result in finding some unclaimed money or property that may rightfully belong to you, without you knowing. This quick…

During the holiday season, like many people, you’re probably finding that in the process of spreading good cheer you’ve spent too much money. Along with needing to trim a few…

If advertisements and commercials are beginning to feature scenes of happy families, clad in brightly colored sweaters, gathered by a fire, surrounded by an assortment of presents, then the countdown…